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Safety Links :: What Sets Us Apart :: Safety Links vs. Insurance Loss Control

Safety Links vs. Insurance Loss Control Services ::

Our Safety Coaches always recommend that you utilize the loss control services from your insurance company. These services vary depending upon your overall premium, size, and risk potential. They often include periodic site visits, meetings, basic program development, and even industrial hygiene.

There is however a number of limitations to the services provided by most insurance companies. The obvious limitation is the amount of time available for each customer. This time constraint often focuses loss control staff towards high loss events--such as fires and other catastrophes--rather than your day-to-day tasks. Also the written programs they provide are templated and do not usually take into account your company’s unique operational and cultural characteristics. For that reason these programs usually end up as part of your “Safety Manual” rather than being incorporated into your business system. Sound familiar?

Another limitation with many of their services (including industrial hygiene) is that their strategies provide only a preliminary assessment and do very little to truly justify your workers actual level of exposure.

Our Safety Coaches are not intended to be a substitute for an insurance company’s loss prevention activities. In fact, we will work with your insurance company’s loss control staff to help identify and control the day-to-day risks of your organization while simultaneously improving your internal safety efforts.